Stop Foreclosure Arizona | 21 Effective Foreclosure Assistance Programs

Don't Be A Victim, Be A Victor and Stop Foreclosure AZ! Short Sale * Forbearance * Loan Modifications * Owner Financing * Deed In Lieu * Rent * Lease To Own * Subject 2 * Bankruptcy * Divorce * Job Loss * Relocation * Residential * Raw Land * Homes

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UPDATE: The Mortgage Forgiveness Debt Relief Act of 2007 may prevent any and all liable taxations on a foreclosure or short sale occuring before January 1, 2010.
 
 
Q: Will I have to pay capital gains taxes if I sell a property as a short sale?
Q: If I pay mortgage insurance and default on my loan, why wouldn't that cover the deficiency amount?

A:  Always consult your lender as to what your options are. They are usually repayment, forebearance, short sale, deed-in-lieu of foreclosure (basically an accelerated voluntary surrender), and foreclosure. The banks like to prevent foreclosure when at all possible. They've even been known to lower homeowners rates and payments because of all the new defaults in '06 and '07. Either way, your first stop should be to get information from you lender on what options they provide.
Disclosure: The information provided on this website is not intended in any way to be legal advice, we always suggest that you contact a competant attorney or legal council for legitimate legal advice.